Our Insurance Solutions
About BCA Insurance Group
BCA Insurance derived from a merge in 2001 when owners and managers Kevin Carmony and Kathy Williams collided on similar desires to expand their property and casualty operations and independent insurance offerings. This merger has grown to 20-plus carriers for property and casualty and more than 50 carriers for life insurance. All partnerships offering the best-in-class options in personal insurance, business insurance and employee benefits coverage. They even provide comprehensive insurance planning and consulting for business owners. BCA Insurance is proudly located in Perrysburg, OH.
Agency Awards and Accomplishments
Received the Founder’s Award from President’s Club for home and auto insurance
Recently named a Top 10 agency in Northwest Ohio by SIAA
Received Regional Founder’s Award for an agency
Received the District Life Insurance Production Award
“Our vision is to provide quality coverages and service for our clients at all times with the utmost of integrity,” said the partners. “We strive to make a difference in the lives of our customers, which is why we consistently add new carriers to our portfolio of offerings while creating maximum value for our customers at all times”.
– Ms. Williams and Mr. Carmony
Hear From Our Customers
”Kyle Ganss at BCA Insurance Group has come through for us time and time again with quality solutions that are competitively priced. Kyle also takes out the leg work that we would otherwise have to do!Mike and Lori S.
”Kathy Williams has been my property and casualty insurance agent for more than four years. She has insured my home and two automobiles and always provides phenomenal service at an unbelievable price.Jonathan H.
Raising a child can be a rewarding life experience, but it is also very expensive. It costs hundreds of thousands of dollars to raise a child to age 18, with college tuition, fees, room, and board resulting in another potentially enormous expense. If you were to die tomorrow, would funds be available to provide for food, clothing, day care, and educational expenses for your child?
Having life insurance could secure the future for your children if you have an untimely death. With a life insurance policy, there could be enough income to help pay for everything your child might need while growing up.
After your death, any outstanding debt and financial obligations do not disappear. Your home is probably the costliest and most significant property you own. A mortgage payment is a large burden for a spouse or partner to carry.
A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on the home.
Many families lease or finance their automobiles these days. If the primary earner in the family were to die, the family could be left with outstanding car payments for years to come.
A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on your car(s).
An average funeral can cost tens of thousands of dollars, and that's without unnecessary options or luxurious services. A death in the family is stressful enough; why add the hefty bill of a funeral to that stress?
A life insurance policy can easily cover the cost of a funeral. Your family will be able to think of you and have peace of mind without being burdened by funeral costs.
Once you retire, you will be living off social security, and if you are lucky to have them, a pension or retirement fund, too. But what if the surviving spouse has been relying on you to fund retirement for the couple? Premature death of an earner can affect sources of retirement benefits such as Social Security.
Life insurance can help support a surviving spouse during their retirement.
If you passed away, would your business suffer? There are many complications and financial issues that can arise due to the death of a business owner. Many people overlook this predicament.
A life insurance policy can keep a business moving along even during tough times, such as the loss of the business owner/partner. Key person life insurance is payable to the company and provides money for training and hiring of a new employee. A buy-sell agreement, funded by life insurance, allows the other partners in the business to buy the deceased’s share of the business, which will provide money for his or her family.
Many people mistakenly think that they don’t need life insurance if they don’t have children or if their children are grown. However, your financial responsibilities fall to your family when you are gone.
Life insurance can replace the income you would usually bring in and help support your spouse or adult children, ensuring your loved ones are able to maintain the lifestyle they're accustomed to.